Smarter Property & Finance Decisions Start Here
From expert mortgage tips to must-know market updates, Luminate is here to help you move forward with clarity.

Topic: refinancing(9) Back to Blog
Search Articles
Filter by Topic
Sort Articles
Receiving multiple refinancing offers from different banks is excellent—it means you have options and negotiating...
When your fixed mortgage term is ending or you're considering refinancing, one of the first decisions you face is...
Your credit score significantly influences refinancing outcomes—affecting whether lenders approve your application,...
Self-employment offers flexibility, independence, and potentially unlimited earning potential, but it creates unique...
Tax considerations are fundamental to investment property refinancing decisions in New Zealand. Changes to tax rules in...
Credit challenges affect many New Zealanders at some point in their lives—unexpected financial hardships, medical...
Building a property portfolio is a goal for many New Zealand investors seeking financial independence and wealth...
Investment property refinancing differs substantially from refinancing your family home. As a property investor, you're...
Reaching retirement age doesn't mean your mortgage journey is necessarily over. Many New Zealanders enter retirement...