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Welcome to Luminate Insights — where first-home buyers, growing families, and everyday Kiwis come to learn, plan, and take confident steps toward homeownership. From expert mortgage tips to must-know market updates, we’re here to help you move forward with clarity.

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As Director of Luminate Financial Group, he’s helped clients secure 1.5 billion in lending by doing what others won’t:...
If you are looking to boost your property’s value before selling, or simply want to make smarter upgrades that build...
Buying your first home is a major life milestone but deciding when to make the move can feel overwhelming. With...
You’ve been thinking about buying your first home. You’ve probably browsed a few listings, checked a mortgage...
Buying your first home is a big milestone, but understanding whether you qualify as a first-home buyer is an essential...
Buying your first home is a huge milestone – exciting, emotional, and just a little bit stressful. Most people spend...
If you're buying your first home in New Zealand, you’ve probably already discovered that mortgages aren't...