Apply Now

Smarter Property & Finance Decisions Start Here

Welcome to Luminate Insights — where first-home buyers, growing families, and everyday Kiwis come to learn, plan, and take confident steps toward homeownership. From expert mortgage tips to must-know market updates, we’re here to help you move forward with clarity.

ezgif-367908e9282d09

Topic: bridge-loans(1) Back to Blog

Search Articles
Filter by Topic
All Topics ▾
All Topics First Home Buyers (22) Luminate Services (12) Construction Financing (10) Property Development & Subdivisions (9) Deposits Explained (7) Insights (7) Non-Bank (6) Budget & Affordability (5) Explore (5) Getting Started (5) How It Works (5) Deposit & Savings (4) Eligibility & Schemes (4) Guide (4) Refinancing (4) The Buyers Journey (4) The Development Process (4) What is Property Development? (4) Foundations (3) Intro (3) Mindset & Education (3) Mortgage Basics (3) Property Investments (3) Refinancing Basics (3) Why Invest in Property? (3) Working Capital (3) Comparison (2) Discovery (2) Documents & Preparation (2) Starter (2) Success (2) Advanced (1) Alternative Lending Solutions (1) Best Practices (1) Bridge Laons (1) Bridge Loans (1) Deep-Dive (1) Deposit Requirements (1) Emergency Property Finance (1) Employment Transition Finance (1) Equity Deposits (1) First Home Deposits (1) Investment Deposits (1) KiwiSaver Deposits (1) Lender Comparison (1) Optimize (1) Portfolio Lending (1) Property Compliance Funding (1) Property Development (1) Savings Strategies (1) Stakeholders & Key Players (1) Use Cases (1) Why Choose (1)
Sort Articles
Need breathing room during property selldown? Discover how development bridge loans help NZ developers manage surplus stock, cash flow gaps & extended sales timelines.

Development Bridging Loans: Funding the Final Sprint to Selldown

Luminate

Construction is complete. The CCC is issued. Your units look fantastic. You've got a few sales under contract.

Read More
Luminate Financial Group
Important Information
Useful Links

Luminate Financial Group Limited (FSP765531) is a licensed Financial Advice Provider (Class 2 FAP), authorised to provide regulated advice on home loans, commercial and business lending, and specialist finance.

Luminate Finance Limited (FSP449126) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 to provide consumer credit contracts and non-consumer credit contracts. It is not a licensed Financial Advice Provider and does not offer regulated financial advice. Investment opportunities are available only to investors who meet specific wholesale investor criteria as defined in the Financial Markets Conduct Act 2013. These are not regulated offers and are not open to retail investors.

All lending is subject to credit assessment and responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. We follow the Responsible Lending Code to ensure loans are suitable and affordable for our clients.

¹Past performance is not a reliable indicator of future results. Fixed rates are subject to change. Terms, conditions, lending criteria, fees, and charges apply. Images may be indicative only.

© 2025 Luminate. All rights reserved.