New Zealand’s mortgage market is changing. Tighter bank criteria, CCCFA obligations, and Reserve Bank DTI rules mean...
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When most New Zealanders think about property finance, they automatically think of the major banks – ANZ, ASB, BNZ,...
For many borrowers, the assumption is that banks are the only path to finance. But traditional banks operate with...
For many New Zealanders, getting onto the property ladder or refinancing a home loan can feel out of reach when banks...
Over the past 18–24 months a noticeable shift has emerged in New Zealand’s lending landscape: an expanding role for...
Interest rates matter—but they aren’t the only factor that determines whether a loan is right for you. Approval...
Your fixed-rate mortgage expires in three months. You've banked with the same lender for eight years, never missed a...